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Hello,

TexansFan has just posted in the CreditWrench forum of CreditWrench under the title of What can I do next with this #@%CA?.

This thread is located at http://www.creditwrench.com/consumers/showthread.php?threadid=739

Here is the message that has just been posted:
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I've been trading letters with Continental Central Credit Inc. out in California and I'm finally po'd enough to just say see ya in court. Any opinions on the process from here will be greatly appreciated! Our story so far:
5/1/05 Paid an annual maintenance fee late. It was late and I paid in full principle plus all late fees and interest on the 04/05 statement the OC sent me.
05/29/05 Received 1st letter from CCC dated 5/25. Stated they rec'd payment and disputed my "attempt to fully discharge the above referrenced debt". They are demanding interest and collection fees. Included copy of CA civil code Sec 1526(A). With mini miranda.
6/2/05 I sent DV CMRRR to the CA. They rec'd on 6/6/05.
6/9/05 Rec'd another collection letter from CA dated 6/6/05. Basically, we have been assigned this debt by OC so pay it. If you ignore this notice we might sue and get all these extra fees. With MM. Lists Principle $0, Int $x.xx, Court cost $0, Atty fees $0,Coll fees $xxx.xx, Total $xxx.xx. Is this validation?
7/22/05 Rec'd another collection notice from CA dated 7/18/05. No letter, just a card in an envelope. Same $$ breakdown as before with MM.
7/25/05 Sent letter disputing again and saying they have not validated the debt (included copy of my prev. letter and RR) CMRRR. The Rec'd 7/28/05.
8/6/05 Rec'd another notice dated 8/2/05. 5 DAY FINAL NOTICEYour silence will compel us to follow clients instructions.CONTACT US IMMEDIATELY. With MM same $$ breakdown.

I have also been in contact with the OC by letter, faxes, and phone. They refuse to send me a statement and say I must go through the CA to get any info. After I pay the CA and bring my account "current" the OC says they might send a statement.

Sorry to be long winded. What would the learned members suggest next?
Thanks for all help.
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