New Post/Thread Notification: ASK AN ATTORNEY

Hello,

Raidix has just posted in the ASK AN ATTORNEY forum of CreditWrench under the title of Validation of Debt.

This thread is located at http://www.creditwrench.com/consumers/showthread.php?threadid=700

Here is the message that has just been posted:
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Write to the CRA's and ask them. Be polite, tell them you have disputed it with the CA and that you are wondering why it is not listed as in dispute. Request that they validate and ask for the name of who they contacted, address, phone number. Tell them to take the additional time if necessary. I believe it's 30 days +15. They should correct it or say it's ok as is. If it's the latter, I suspect it's proof that the CA didn't report it to the CRA as in dispute. That's a violation. The denial for the construction account is additional damages. $How$ much you will have to determine.Just to clarify if I understand your statement:

1) I write to CRA's requesting that they validate debt and provide me with method they used to validate debt.

2) If they indicate that the C/A responds to their requestion for validation with ANY communication re: this alleged debt OTHER than directions to the CRA's to remove the debt from collections, this is PROOF that it was not initially reported by the C/A as disputed and is, in fact, ANOTHER violation of FDCPA, since the C/A was obligated to validate debt to me PRIOR to reporting to CRA's, and is obligated by Section 809 (b) to cease collection of the debt until verification is mailed to the consumer by the debt collector?

Is this what you are saying?

Thanks AGAIN!
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