New Post/Thread Notification: CreditWrench

Hello,

Creditwrench has just posted in the CreditWrench forum of CreditWrench under the title of Please help.

This thread is located at http://www.creditwrench.com/consumers/showthread.php?threadid=721

Here is the message that has just been posted:
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Dear Creditwrench, I have a problem I live in Ohio and I have a Hospital Bill from 1999 in the amount of $3,200 that a local collection agency has, they seem like they are going to sue me because of the phone call I got from them the other day, so I looked at our public records online here in the county I live in and that hospital is sueing alot of people for old bills and small ones and I fear I am next, I know you charge for this information as you should, but I am in a very bad spot right now and could never come up with money even on payments, I have run across the worst luck recently and it does not seem to be getting any better, and if this agency takes me to court it will kill me, I would greatly aprreciate anything you or the people on your board could help me with, the last thing in the world i need is to be sued by these vultures, they dont care a single father trying to raise 2 daughters cant pay a $3,200 bill, and to make things worse last week the same day they called I was on my way to work my car blew the head gasket and now im without a car or anyone to ask for a ride, when it rains it pours i guess, but if you or anyone else on the board can help please respond, I would be forever greatfull, thanks, Brian.
It seems to me that if they do file suit you might want to look at the statute of limitations defense. That is very simple to do so if it applies to you then you would not have to do all the complicated stuff that has to be done to win a more "normal" credit card type case.

If the SOL fits your situation then your answer might be nothing more than a simple motion to dismiss for failure to state a claim upon which relief can be granted.

If that is true then you would not need to worry about all the rest of the arguments, admissions, affidavits and "junk" that has to go into winning a more complicated situation.
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