New Post/Thread Notification: Credit repair discussions

http://www.creditwrench.com/consumers/showthread.php?threadid=757
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At the risk of greatly angering you, yes, I do have a generic letter that should be used in all cases.

The letter should be the copy of the payment slip they sent you well in advance of the payment due date accompanied by a check of at least twice the amount of the minimum payment and should be religiously repeated every month. But then you already knew that, didn't you? (LOL)

The next best generic letter after the damage has already been done is to simply dispute the debt with the credit bureau claiming "never late" and hope that the credit card company will get tired of answering the same demand for verification and just ignore it and it will fall off.

Or the CRA will get tired of the same old demand for verification and refuse to let you keep on filing that complaint.

Truth is that you were late and the report is accurate, true and correct.
It won't mean much in a year or two so you may just have to wait until it quits getting reported.
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