New Post/Thread Notification: Credit repair discussions

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That is an excellent question. Your formal education in understanding just what that means should begin here: http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm You can scroll down to section 809, but you really should familiarize yourself with the entire Act.

When one asks for validation of debt what you are saying is "Hey, wait a minute, I'm not sure this debt is mine and I want you to prove it." Pitfalls? Personally I can't think of any. Maybe the Wrench will know of some.
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